On May 15, 2012, in order to repay the amount of KRW 34 million, the Defendant: (a) borrowed KRW 30 million from the said Han Bank in the name of the victim of Gwangju Bank; and (b) deposited the said passbook for the victim; (c) withdrawn KRW 30 million from the Han Bank in the name of the victim of Gwangju Bank on May 15, 2012; (d) disbursed KRW 30 million from the Han Bank in the name of the victim of Gwangju Bank; and (e) disbursed KRW 30 million from the Han Bank in the name of the head of the Dong Bank in the name of the victim of Gwangju Bank; and (e) disbursed KRW 2.3 million from the Han Bank in the name of the head of the Dong Bank in the name of the same day; and (e) embezzled KRW 30 million for the personal consumption of KRW 30 million from the Dong Bank in the name of the victim of Gwangju Bank in the name of the victim of Gwangju Bank; and (e) embezzled KRW 200,000 from the same month of the same month.

Summary of Evidence

1. Police suspect interrogation protocol of the accused;

1. Statement made to D by the police;

1. Application of the law of a copy of the passbook;

1. All the circumstances, including the fact that the defendant does not appear in this Court for the reason of sentencing under Article 355 (1) of the Criminal Act of the corresponding Article of the Criminal Act concerning the crime, and the fact that the defendant does not agree with the victim, shall be considered.