On April 20, 2015, the Defendant received a loan from the lending company B, which was the Defendant’s misleading, and requested the introduction of a person who will give guarantee to the lending company. At the time, the Defendant, without the consent of D, failed to prepare a joint and several guarantee contract in the name of D, which is the teacher working for the “C Child Care Center” operated by the Defendant.

1. Crimes under the provisions of the joint and several sureties contract submitted to Bobin Capital as the result of the motion;

A. On April 20, 2015, the Defendant: (a) signed the F apartment 103 Dong 1406, the Defendant, the Defendant’s residence of the Defendant, in the form of the joint and several guarantee contract for the loan and joint and several guarantee contract for the loan of the Jin Capital Co., Ltd., in the name of joint and several guarantors; (b) “D” in the debt column; (c) “B” in the loan amount column; and (d) “D” in the interest rate column; and (d) “34.9% per annum.”

Accordingly, for the purpose of uttering, the Defendant forged a copy of the Loan Joint and Several Guarantee Contract in the name of D, a private document related to rights and obligations.

B. The Defendant sent a forged loan joint and several guarantee contract at the above date, at the above place, to the so-called "Schin Loan Co., Ltd.", and exercised the false name to the above employees who are in charge of the above company, who knew of the forgery.

Accordingly, the defendant exercised a forged private document.

(c)

The Defendant, at the above date and place, sent the forged joint and several guarantee contract as seen above to the victim so far as it was genuinely formed, thereby deceiving the name infinite, who is an employee of the victim, by transmitting the same to the victim so far as the contract was sent.

The defendant had the above employee, as above, remitted 5 million won to the national bank account in the name of the victim Boba loan Co., Ltd. on the same day.

Accordingly, the defendant deceivings a person who is an employee of the victim, and let B do so.