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(영문) 서울중앙지방법원 2016.10.07 2016나27398

보험금

Text

1. The part against the defendant in the judgment of the court of first instance shall be revoked, and the plaintiff's claim corresponding to the revoked part shall be revoked.

Reasons

1. Basic facts

A. 1) B entered into the instant insurance contract with the Defendant on November 25, 1994 (hereinafter “instant insurance contract”). The due date: (a) the principal insured on November 25, 2038: B; (b) the Plaintiff (spouse); (c) the Plaintiff (spouse); and (d) the insured on November 25, 203; and (b) the insurance policy issued to B at the time of the conclusion of the instant insurance contract, which was delivered to B at the time of the expiration of the term of maturity, stated that the “catium” as to the “catium for at least four consecutive days after the date when the insured continues to be hospitalized for cancer treatment: KRW 100,000,000,000 for the principal insured; KRW 60,000 for the spouse; and KRW 40,00 for the insured children.

3) The terms and conditions of the instant insurance contract (hereinafter “the instant insurance terms and conditions”) include the following matters: < Amended by Presidential Decree No. 10688, Feb. 1, 2008> (1) A company shall pay to the State insured or the insured under Article 2 (Scope of Insured) during the insurance period any of the following cases, insurance money or benefits agreed upon to the beneficiary (see attached Table 1 “the Standard Table for Payment of Insurance Money”).

2. When the prime insured or the subordinate insured has been confirmed for the first time after the date of commencing the responsibility provided for in Article 6 (Effect of Contracts) and has been hospitalized for at least four consecutive days (if the company recognizes the transfer of a hospital, it shall be deemed hospitalized continuously if it is recognized by the company; hereinafter the same shall apply): the definition and place of hospitalization under Article 11 of the payment of cancer admission benefits (hereinafter omitted)"in this contract, the term "inpatient" shall be deemed to be by a person who is qualified as a doctor, dentist, or oriental medical doctor (hereinafter referred to as "doctor").