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(영문) 광주지방법원순천지원 2016.09.01 2015가합11633

보험에관한 소송

Text

1. It is confirmed that an insurance contract described in Annex 1. Paragraph (1) of the attached Table concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

Reasons

1. Basic facts

A. The Defendant concluded each insurance contract between the Plaintiff and the Defendant, which contains the content that guarantees daily allowances for injury or hospitalization of disease by making the Defendant insured as the insured (hereinafter referred to as “the first or second insurance contract” according to the sequences, and the term “each of the instant insurance contracts” under the title of each insurance contract.

B. From June 9, 201 to June 24, 2011, the Defendant was hospitalized for 274 days in total, as indicated below, on March 31, 2015, when the Defendant began to receive hospitalized treatment at the Mancheon oriental Medical Hospital of Dong University as the next Mancheon oriental Medical Hospital.

The number of days of hospitalization (day of hospitalization) 1, 1, 201-6-09 201-06- 201-24, 201-24, 201-08 201-08-27 3, 2011-07, 301-07 201-09, 207 201-09 201-09 3, 201-207 420-10, 207 201-2, 201-2, 207 30-1, 207 20-1, 201-2, 207 20-1, 207 20-1, 207 30-1, 201-2, 207 30-1, 201-2, 206 30-14.

C. The Defendant claimed insurance money under the first insurance contract on the ground of the above hospitalization to the Plaintiff, and the Plaintiff paid the Defendant the total amount of KRW 7,770,000.

The defendant on 205.