However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

On January 2, 2019, the name in the name in the name in the name in the name in the name in the bank account of the victims by misrepresenting the employees of the financial institution and allowing the victims to transfer money to the account he instructs, and the defendant transferred money from the name in the name in the name in the name in the bank account (E) to the defendant's D Bank account (E) in the name in the name in the name in the name in the name in the name in the name in question on January 2, 2019, to the defendant, if he withdraws money from B to the defendant's D Bank account again, he would make the defendant transfer money to the defendant's D Bank account again in the name in the manner of using the money again in the name in the name in which he would receive the loan by increasing the transaction performance, and thus, he would have to obtain 18 million won at the interest rate of 10% from the defendant's wife to the above D Bank account. The defendant's name in the name in the name in the name in the name of the defendant's bank and the possibility of using the money at around 1300.

On January 2, 2019, at the 200 Scam on January 12, 2019, the name omitted person who is the cause of the Scam organization makes a false statement to the victim F that "a loan with a credit point is possible if all existing loans are repaid. It is possible to transfer the existing loan to a designated account." The victim should transfer the amount of KRW 9.7 million to the above D bank account under the name of the defendant around January 3, 2019.