A. On March 21, 2013, the Defendant concluded a housing fire insurance contract (hereinafter “instant fire insurance”) with respect to the building, appurtenant facilities, and household materials of the B Apartment (hereinafter “instant apartment”) with the council of occupants’ representatives and the Guro-gu Seoul Metropolitan Government B Apartment (hereinafter “instant apartment”). The insured is not separately specified in the insurance policy, but is written in the owner’s column for the insurance purpose by the said council of occupants’ representatives.

The C Insurance Policy Number: (1) Insurance premium from March 21, 2013 to March 21, 2014: 7,687,400 won: 110,294,260,00 won; (2) the purpose of the insurance policy classified by the sequence of 110,294,260,00 won; (3) the company, including 886/98,797.14 square meters and 62,50,260,002 building No. 1616 to 316, 12,513,60,000 per square year; (4) the general terms and conditions of fire insurance, including the general terms and conditions of fire and facility No. 1060,80,000,000 and 120,000,000,000 won per square year, and 160,006,814,575,206,04,06,06, etc.

1. Direct damage caused by an accident;

2. Fire-fighting damage resulting from an accident (damage that occurs in the course of extinguishing fire);

Article 20 (Payment of Insurance Money) (1) The Company shall issue a certificate of receipt when it has received the following claim documents, notwithstanding paragraph 1 of Article 6 (Scope of Insurance Coverage).