If the defendant does not pay the above fine, 50,000 won.

1. Violation of the Act on Registration of Credit Business and Protection of Financial Users;

(a) Any person who intends to operate an unregistered credit business shall register with the competent authority having jurisdiction over the relevant place of business, by each office;

Nevertheless, the Defendant, from April 5, 201, provided an amount of money equivalent to KRW 1 million to many and unspecified persons from KRW 3 million, without being registered by means of being paid principal and interest three to five days.

(b) Where an unregistered credit service provider lends a loan exceeding the interest rate, it shall not receive interest exceeding the interest rate of 30% per annum;

Nevertheless, the Defendant entered into a loan agreement with the victim C on April 5, 2011, and received interest amounting to KRW 900,000,000,000,000,000,0000,0000,0000,0000,0000,000,0000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000 won, and paid 1,0000,000,000,000,000,000,000,000,00,00 won, and paid 3,000,00,00,00.

2. Any debt collector who violates the Fair Collection of Claims Act shall not assault, threaten, arrest or detain the debtor in connection with the debt collection, or use a deceptive scheme or force against him/her;

Nevertheless, the Defendant, at around 20:41 on November 24, 201, found at the home of the victim C (the age of 803 Dong-gu D apartment 1404) who had been the victim and did not repay the money to the victim on the date of repayment, saying, “I wish to do so even if I want to do so even if I want to write off the fraud of this case, to remove and take the remaining money, to take the money from the victim, and to see whether I want to write off the money to the victim, to make up for the tax revenue and expenditure of the money within, and to reduce the money.”