After having become aware of the so-called "work loan business entity" that received a loan from a financial institution by making a false document through site search, the Defendant conspireds with the work loan business entity B, C, etc., and the Defendant concluded a lease contract for an apartment owned by D even though the Defendant did not have concluded a lease contract for an apartment, and concluded a lease contract for an apartment and received a loan from a financial institution on the security of the lease deposit as if the lease deposit was paid.

The Defendant, in collusion with B, C, etc. on July 8, 2013, submitted a false apartment lease contract prepared as if the Defendant had a deposit of KRW 170 million with respect to 4 and 806 Dong-dong, Ansan-si, Masan-si, Masan-si, Masan-si, and the employees in charge of the loan of the bank at the location of Ansan-si, Masan-si, and submitted a false apartment lease contract as if the Defendant had a deposit of KRW 170 million with respect to 4 and 806 Dong-dong, Ansan-si, Ansan-si, the Defendant said that “The construction owner would pay a deposit of KRW 170 million

However, the Defendant did not actually conclude such a lease contract, and the deposit was not paid, and even if the loan was executed, the Defendant did not have the intent or ability to pay the principal and interest normally.

The Defendant, in collusion with B, C, etc., by deceiving the above employees and obtaining approval for loans from its employees, and was transferred KRW 85 million to the victim’s C, a loan from the Korea Cit Bank account opened in the name of the Defendant around July 15, 2013.

Summary of Evidence

1. Defendant's legal statement;

1. Copy of the suspect examination protocol concerning B by the prosecution;

1. Application of the real estate lease contract, loan transaction agreement, transaction details of City Banks, and Acts and subordinate statutes governing accomplicess;

1. The reasons for sentencing under Articles 347(1) and 30 of the Criminal Act concerning the relevant criminal facts are as follows.