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(영문) 창원지방법원 마산지원 2019.10.11 2019고단693

대부업등의등록및금융이용자보호에관한법률위반

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A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

1. Any person who intends to operate a credit business unregistered for each business office shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, or Special Self-Governing Province Governor who has jurisdiction over

Nevertheless, on August 30, 2016, the Defendant lent KRW 1.5 million to B from 20,000 to 30,000,000,000 to 1.5,000 to 20,000,000 to 1.7,000 to 20,000,000 to 20,000 to 20,000,000 to 20,000 to 1.7,000 to 20,000 to 20,000 to 20,000 to 20,000 to 3.7,00 to 3.4,00 to 1,66,00 to 2,00 to 1,67,00 to 2,00 to 3,07,00 to 2,00 to 3,00 to 1,61,06,01 to 16,7,016.

2. Where an unregistered credit service provider lends a loan in violation of restrictions on the interest rate, the annual interest rate shall not exceed 25 percent;

A. On February 5, 2016, the Defendant lent K 2,700,000 won after deducting interest from interest, and received 3,000,000,000 won as principal and interest interest from K on April 5, 2016, and paid 60% interest per annum exceeding the limited interest rate. On April 25, 2017, the Defendant lent 2,700,000 won after deducting interest from interest, and borrowed 30,000,000 won as principal and interest from K on May 8, 2017, and paid 120% interest per annum exceeding the limited interest rate.