However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

【Criminal Records of Crimes】 On January 24, 2018, the Defendant was sentenced to imprisonment with prison labor for a violation of the Road Traffic Act (unlicensed Driving) at the Suwon Friwon on the ground of a violation of the Road Traffic Act, and the said judgment became final and conclusive on February 1, 2018.

【Criminal facts】 From around 2008 to 2013, the Defendant had access to the victim D who was aware of working in the “C” located in the Seongbuk-gu branch of Sungnam-si, and had used the victim’s credit to receive loans from the lending company.

1. On June 22, 2016, the Defendant’s fraud calls from the victim on an insular land on June 22, 2016 and seeks to obtain a loan of KRW 30 million from the lending company under the name of the lending company. However, only the breabbbbing unit guarantee is different, and it does not cause damage to the width.

“A false representation was made.”

However, the Defendant did not have any intent or ability to exempt the Defendant from the guaranteed debt or to pay the loan normally even if the Defendant received the loan by requiring the victim to do not have any particular property or income, while the Defendant did not have any obligation equivalent to about 25 million won in financial institutions at the time.

Nevertheless, the defendant deceiving the victim as above and caused the victim to obtain a loan of the defendant's future loan to the mediation committee, non-com loan to the mediation committee of the dispute settlement committee, loan to the mediation committee of the dispute settlement committee, the loan to the mediation committee of the dispute settlement committee, the loan to the mediation committee of the dispute settlement committee, the loan to the mediation committee of the loan of 30 million won in total to five companies of the loan of the tecmerit Korea loan, and the joint and several guarantee for the loan of tecmerit Korea loan of 2990,000 won in total from the above companies on the 23th of the same month and the 24th of the same month.

2. On June 27, 2016, the Defendant by fraud calls the victim from the fluence area on June 27, 2016 and plans to repay KRW 40 million under the name of the Defendant with a refund loan to the victim in order to resolve the loan granted by the fluence certificate.

Since four joint and several sureties have been in the past, it is necessary to undergo a joint examination of width when they receive a refund loan.

(b).