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(영문) 서울중앙지방법원 2017.09.19 2016가단5263051

보험금

Text

1. The Defendant: (a) KRW 25,00,000 for the Plaintiff and 6% per annum from October 27, 2015 to November 16, 2016; and (b).

Reasons

1. Basic facts

A. On May 19, 2015, the Plaintiff entered into an insurance contract with the Defendant and the insurance period from May 19, 2015 to May 19, 2056, and the name of the Plaintiff, the Plaintiff, the beneficiary, and the Plaintiff, the beneficiary’s maturity and hospitalization, and disability in the event of death, shall be deemed as the legal heir, and the Plaintiff shall be deemed as the “instant insurance contract” (hereinafter referred to as “instant insurance contract”).

The contents of the insurance contract of this case are as follows. The plaintiff paid 159,250 won a first insurance premium to the defendant on the same day. Where the insured is diagnosed and confirmed as cancer after the date of coverage (the first payment only once) during the period of coverage after the date of cancer coverage, the details of coverage coverage shall be reduced to 159,250 won. Where the insured is diagnosed and confirmed as cancer after the date of coverage during the period of coverage (the first payment only once), high amount cancer - general cancer - the time of payment within 180 days due to the cause of payment within 180 days, the insured shall be determined as other cancer during the insurance period of 0 days, the first payment of the insurance premium of 00 won, the amount of the insurance premium of this case to be reduced to 00 won, the amount of the insurance premium of 10% after the date of diagnosis and determination of 00 won, the amount of the insurance premium of this case to be reduced to 00% after the date of coverage, 100% of the general cancer or 5000.

Article 3 (Definition and Confirmation of 'Apam', 'other skin cancer' and 'Apam') (1) The term 'Apam' in this contract shall be classified into the Korean Standard Disease Classification, 'Apam', and 'Apam', and 'Apam'.