A. On January 17, 2006, the Plaintiff entered into an insurance contract (hereinafter “instant insurance contract”) with the Defendant, which contains the content that the purchase amount would be paid as insurance money in the event that the Plaintiff was inflicted a disease or received a diagnosis or treatment as stipulated in the insurance clause as follows.

Insurance types C Securities Number: D Insured and Beneficiary: From January 17, 2006 to January 17, 2038.

B. Of the insurance clauses included in the instant insurance contract (hereinafter “instant insurance clauses”), the main contents of the instant special agreement related to the instant insurance contracts are as shown in the attached Form (including any special agreement added on January 17, 201), and the amount of the insurance coverage by each of the relevant special terms and conditions are as follows: Amount of the insurance coverage under the instant special agreement: 5,000,000 gross 16 major disease diagnostic expenses operation expenses under the instant special agreement: Amount of the insurance coverage under the instant special agreement: KRW 500,000 (one time for surgery): Amount of the insurance coverage under the instant special agreement: 20,000 won; 20,000 won; 20,000 won; 20,4,6 evidence, and 1 through 3 (including each number; hereinafter the same shall apply)

2. Summary of the parties' arguments

A. The Plaintiff asserted as follows. As such, the Defendant is obligated to pay the Plaintiff a total of KRW 32,00,000 insurance money under the instant insurance contract, given that the Plaintiff undergone the diagnosis and surgery stipulated in the instant insurance contract among the instant insurance contracts. Insurance money of KRW 16,000 under the instant insurance contract under the instant insurance contract (hereinafter “16th surgery expenses”) (hereinafter “16th surgery expenses”) 5,00,000 under the 16th surgery expenses (hereinafter “16th surgery expenses”) and 7,00,000,000 (hereinafter “the insurance money under the 14th surgery expenses”).

20,000,000 won

B. As to the expenses for the operation of the 16th infectious disease, the Defendant’s assertion that the 16th infectious disease surgery is an alternative to prevent the blood transfusion generated from the “fooding beer.”