The Defendant, who is running the class loan business (hereinafter referred to as 'the word') in the Gangseo-gu Seoul Special Metropolitan City, was a person who is running the bond business without any special property, and was unable to pay interest on the loan, and was willing to acquire the victims' money by borrowing the money from the victim D, etc. who conducts the bond business in the same area without any ability or intent to pay interest on the loan in spite of the absence of the ability or intent to do so, and preventing the return, such as appropriation of interest on the loan borrowed from another person.

1. On February 25, 2013, the Defendant stated that “A victim D, who is a person engaged in bond business in Pyeongtaek-gun E Apartment-gun, Gangwon-gu, Seoul Special Metropolitan City (hereinafter “Seoul Special Metropolitan City”) would pay ten (10) interest on the ten (10) days if he/she lends money to the victim D.

However, in fact, the Defendant had no special property in the process of running the bond business without any special property. Since the funds borrowed from the injured party were thought to be appropriated for interest, etc. on the funds borrowed from another person, there was no intention or ability to pay the funds even if they borrowed the funds from the injured party.

Ultimately, the Defendant, as such, by deceiving the victim and receiving the cash of KRW 10 million from the victim on the same day as the loan money, and by receiving the cash of KRW 10,000 from the victim on 14 occasions, as shown in the list of crimes in the attached Table, acquired the money by obtaining a total of KRW 12,91 million from four victims.

2. On April 2013, the Defendant, who is a person residing in G, G, H, I, J, K, K, L, D, M, and 50,00 won per month, was able to use the funds received from the members of G, H, H, K, K, L, D, and M, for the purpose of consuming the amount of interest liability on the funds borrowed from G, G, H, K, L, D, and 50,00 won per month to make a trip together with the funds collected by the Defendant.

The defendant on April 2013.