AU shall be punished by imprisonment with prison labor for one year, and imprisonment with prison labor for three months.

【Defendant A was sentenced to two years of imprisonment for fraud at the Gwangju District Court on October 14, 2016, and the judgment became final and conclusive on April 14, 2017. On May 18, 2017, Defendant A was sentenced to four months of imprisonment for fraud at the Gwangju District Court on April 18, 2017, and the judgment became final and conclusive on October 11, 2017.

[Criminal Facts]

1. The Defendants’ joint crime “work loan through credit rating manipulation” refers to obtaining a loan according to the following if the amount of the loan increases after having good financial performance after having set up a debt to a financial institution, etc. for a person of low credit and repaid the debt.

Defendant

AU has introduced a person who will receive a "work loan through credit rating manipulation" to another person, and the defendant A is a person who allows another person to receive money from a financial institution through a "mortgage loan", "credit rating manipulation work loan", etc. and then receives part of the money from a financial institution.

The Defendants introduced AY through W and AX, opened a mobile phone in the name of AY and received it, and conspired to use the above mobile phone without paying the installment amount.

Accordingly, Defendant AU would allow AY to get bank loans by raising credit rating in the vicinity of the Magdong, Seo-gu, Seo-gu, Gwangju around November 7, 2015.

In order to do so, documents such as two cellular phones, certificates of seal impression, resident registration, etc. are required, and the cellular phone will be terminated if it is used only three months, and bank loans are made.

In addition, it was discussed to the effect that the mobile phone charges, etc. used for three months will be fully paid.

However, in fact, the Defendants purchased a mobile phone in the name of AY using the fact that they want to receive a loan, and attempted to use a mobile phone without paying the installment amount.