1. The Defendant attempted to commit fraud in collusion with C, D, E, and F, a business entity who received a loan from a financial institution by falsely preparing documents, etc. through online site search, and then conspired with C, D, E, and F, a business entity who received a loan from a financial institution. Although the Defendant did not conclude a lease contract with respect to apartment owned by G, the Defendant concluded the lease contract with the above apartment and made the lease deposit with the financial institution by falsely preparing the lease contract for apartment, etc. as if the lease deposit was paid, the Defendant had the aforementioned apartment

The Defendant, in collusion with C, D, E, F, etc. on November 15, 2012, submitted a false apartment lease contract in conspiracy with the employees in charge of the above bank loan contract prepared as if the Defendant had a deposit of KRW 250 million with respect to H apartment 101, 702, Seoul Mapo-gu, Seoul, and submitted a false apartment lease contract to the employees in charge of the above bank loan at the Mapo-gu Seoul, Mapo-gu, Seoul. The Defendant paid the building owner a deposit of KRW 250,000,000,000,000,000,000,000,000,000. The Defendant

However, the Defendant did not actually concluded the aforementioned lease contract, and did not have paid the deposit, and even if the loan was executed, the Defendant did not have the intent or ability to pay the principal and interest normally.

In collusion with C, D, E, F, etc., the Defendant, by deceiving the said employee, intended to take money owned by the Korean bank as a loan from the said employee under the name of the said employee, but did not bring about such intent due to the refusal to grant the loan from the bank. On November 21, 2012, the Defendant applied for a loan of KRW 70 million to the Korean National Bank located in Mapo-gu Seoul Metropolitan Government in the same manner, but did not bring about such intent due to the bank's refusal to grant the loan.

2. The Defendant continues to commit fraud in collusion with C, D, E, I, F, etc. on November 26, 2012.