보험금
1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
1. Basic facts
A. On September 25, 2013, the Plaintiff concluded an insurance contract (hereinafter “instant insurance contract”) with the Defendant via B, who is an insurance solicitor of the Defendant, with the content that: (a) the insured; (b) the beneficiary of the death benefit is the legal heir; and (c) the insurance period from September 25, 2013 to September 25, 207; and (d) the coverage of the injury death, etc. as a matter of guaranteeing the injury.
B. The Plaintiff’s written application for the instant insurance contract (hereinafter “instant application”) prepared at the time of entering into the instant insurance contract is accompanied by a questioning table on the insured’s medical history, occupation, driving, etc. as the title of “Duty to Notify before entering into the contract”, and the questioning table is written in the same word as shown below.
The following matters concerning the insured (subject to insurance) shall be the data necessary for the company to take over the subscription for an insurance contract, so the policyholder and the insured (subject to insurance) shall be able to inform the company of
If the following (1 to 10) is not able to give a true notice or is different from the fact, insurance can be refused, and the contract may be terminated or guaranteed pursuant to the Act on the Effect of Violation of Obligations to Notify before the contract:
"Important Matters" means matters that affect the underwriting of a contract, such as refusing to make an application for an insurance contract if the company becomes aware of such fact, or refusing to limit the amount of insurance coverage, excluding partial guarantees, reducing insurance proceeds, and acquiring premiums on a conditional basis, such as premium reduction.
C. The issues in the questionnaire of the instant offer are as follows.
(C) A passenger car is being driven in person to ask questions concerning the occupation of the C, and the workplace(company name) is assigned to the office(specific entry).