The Defendant assumes the staff of the SBI Savings Bank by putting a phone at the call center located in the Chinese Cheongyang-do and the Chinese Dondong-ro, and falsely speaks that if he wishes to borrow a loan, he shall deposit deposit, guarantee insurance premium issuance cost, credit rating increase, fees, etc., and is an employee of the telephone financial fraud (hereinafter referred to as the “defishing”) organization who obtains money by means of receiving money from the large account prepared in advance and withdrawing it through cash withdrawal in Korea.

The full-time representative of the above organization, who is the representative director of the organization, shall raise funds from the organization, administer the operation of the workplace through the public offering of bankbooks, the collection of information about D/B, the provision of personal network programs, etc., and establish two call center offices in the Chinese Cheongyang-do and the Chinese Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do. The head of the team team, E and F shall manage call center counselors by means of misrepresenting the SBI bank. The leader of the call center office in the Chinese Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do Do has the role of managing the call center counselor, and the head of the call center office in the Chinese Do Do Do Do Do Do - Do - Do - the above office Do Do Do - Do Do - shall take the above office Do Do Do -.

On October 10, 2014, the Defendant, along with I et al., who is an accomplice, assumes the victim N in the call center office of the JBI Savings Bank in China, misrepresenting the victim N in the name of the director of the SBI Savings Bank, and walked by telephone.