A shall be punished by imprisonment with prison labor for six months and by imprisonment for four months.

However, this judgment is delivered against Defendant B.

Defendant

A is a person with no certain occupation, and the defendant B is a person engaged in real estate consulting business.

Defendant

A, while seeking ways to obtain a loan due to the necessity of living funds, he/she became aware of the method of illegally obtaining a "house leasing loan" from a name-free broker.

In fact, Defendant A and Defendant A did not intend to rent a house even if they were to obtain a “house leasing loan” loan from a financial institution, and did not have the intent or ability to repay the said loan. As such, Defendant A was receiving benefits while working normally with the company; Defendant A received a “house leasing loan” in the name of Defendant A from a financial institution; Defendant A received a “house leasing loan” in the name of Defendant A from a financial institution; and then offered to divide the said loan by way of cancelling the said lease contract.

Defendant

On October 2012, A, even though he/she had not worked in the "D" as a member C and 205, he/she was issued a false certificate of employment, income tax collection confirmation, etc. as if he/she had received wages as if he/she had worked in a normal manner in the above company through his/her name-free loan broker, and Defendant B, at the F Authorized Brokerage Office located in the Simju-si in the Simri-si in the Simri-si in the Simri-si in the Simri-si in the Simri-si, the first written lease contract for the apartment house was prepared as if he/she leased to Defendant A the amount of KRW 102 Dong 605,000,000 for KRW 90,000.

On October 2012, Defendant A continuously submitted a false employment certificate, income tax collection confirmation, apartment lease contract, etc. to the employees in charge of the above bank loan at the location of Han Bank, Han Bank, Co., Ltd., Ltd., which was located in the gold village in the Geum-si, Seoul.

Accordingly, the Defendants conspired with the victim bank in collusion with the name-free loan hub.