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(영문) 서울북부지방법원 2015.08.21 2014나22329

양수금

Text

1. The part of the judgment of the first instance against the plaintiff shall be revoked.

2. The defendant shall pay to the plaintiff KRW 17,320,740 and 9,464 among them.

Reasons

1. In the first instance trial, the Plaintiff sought the payment of the credit card-based loans and the credit card-based loans that were taken over from Korea’s Credit Card Co., Ltd. (hereinafter “Korea Card Co., Ltd.”) and from Korea’s Credit Card Co., Ltd. (hereinafter “National Card Co., Ltd.”) and the credit card-based loans that were taken over from Korea’s Credit Card Co., Ltd., and the first instance court rejected the claim based on each of the above loans. However, the first instance court rejected the claims based on the above loans, but the claims based on Korea’s credit card Co., Ltd. and the credit card-based loans that were taken over from Korea’s Credit Card Co., Ltd. (hereinafter “Korea Card”).

However, since only the plaintiff appealed against the above judgment, the scope of the judgment of this court is limited to claims related to special bonds acquired by the plaintiff from the Korean card, and credit card-price claims acquired from the Korean card.

2. Determination as to the cause of action

A. 1) The Defendant, upon entering into a contract for use of the credit card with the Korean card and the national card, concluded a contract for use of the credit card with the credit card, failed to pay the credit card amount (the Defendant agreed to pay the overdue interest rate under the Korean card, the national card, and the credit card company

(2) On June 21, 2013, the Plaintiff acquired each credit card user’s claim from the Korean card and the national card, and notified the Defendant of the transfer of each credit on December 31, 2013 by the authority delegated by the Korean card and the national card.

3) The Defendant’s obligation of paying charges for using each credit card is as follows as of November 21, 2013. The Defendant’s obligation of paying charges for using credit cards is as of the sequence 1,769,8925,802, 2367,572,572, 1282, 375, 749 2,367,8023 national card 5,702,619,678, 678, 1917, 380, 810, total 9,464,5646,777,777.