A shall be punished by imprisonment with prison labor for ten months and by imprisonment with prison labor for one year and two months.

, however, from the date this judgment becomes final and conclusive.

Defendant

B, on April 2013, 2013, from a loan broker whose name is unknown, it was registered as the owner of the instant apartment house 206 dong 205, Busan Northern-gu, 205, and if it is believed that D leases it, it was possible for financial institutions to lend money to ordinary people, and there was a public offering to divide D and B by receiving loans from loan broker with which D and name cannot be known.

Defendant

A around January 8, 2014, upon the transfer of the apartment of this case from Defendant B, the apartment of this case was pretended to be leased by E (joint Defendant prior to the separation of pleadings) and conspired to receive loans from financial institutions for lease on a deposit basis as well as loan slabs whose name is unknown.

1. On December 10, 2013, Defendant B, along with D, prepared a false lease contract with the fact that Defendant B had no intention to rent and reside in the instant apartment in the name of Defendant B, even though he did not intend to actually reside in the instant apartment.

Defendant

B, on December 11, 2013, around 2013, filed an application for the loan of money to ordinary people while submitting a false lease agreement with employees of the victim life insurance company.

Defendant

B, etc., around December 20, 2013, from the injured party, acquired 97,935,000 won under the name of the deposit account (H of Busan bank) in the name of Defendant B by remittance from the injured party.

As a result, Defendant B conspired with D, etc., obtained money by deceiving the victim.

2. On January 15, 2014, Defendant A and E drafted a false lease contract with the fact that Defendant A and E did not intend to rent and reside in the instant apartment, even though they did not intend to rent and reside in the instant apartment, Defendant A and E entered into a false lease contract as they leased the instant apartment in the name of Defendant A.

Defendant

A, etc. on January 15, 2014, shall be an employee of the branch office of the Victim's Bank in Busan Dong-gu, Busan.