The Defendant was delinquent in paying KRW 30,000,000,000 in the aggregate of monthly rent and management expenses due to the failure to operate the Dnobye Bank in Namyang-si, Namyang-si, and even if he borrowed money from a financial institution with another person’s guarantee, the Defendant did not have any intention or ability to repay the money.

1. On September 5, 2013, the defendant stated that "the defendant shall pay 600,000 won to the victim F, who is an son living together with the defendant, by telephone," which "the defendant shall obtain loans necessary for money through nanotechnology construction, etc., and shall be repaid within 2-3 months in order to secure joint and several sureties," and the victim shall be provided joint and several sureties with the defendant's loan of 600,000 won for the defendant's loan of 00,000 won for 60,000 won for the defendant's loan of 00,000 won for 60,000 won for 60,000 won for 10,0000 won for the defendant's joint and several sureties loan of 10,000 won for 60,000 won for 60,000,0000 won for 8,0000,000 won for 1,60,000.

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