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(영문) 광주지방법원목포지원 2020.01.08 2019가단52691

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On December 1, 2010, the Plaintiff (former Co., Ltd.) leased all the first floor among the second floor above the second floor above the ground of the second floor (hereinafter “instant building”) owned by the Plaintiff to a limited company D (hereinafter “D”) on December 1, 201.

B. On May 31, 2012, D’s representative F entered into an insurance contract with the Defendant with the following content:

(이하 ‘이 사건 보험계약’이라 한다). ° 계약자 : F ° 보험기간 : 2012. 5. 31.부터 2017. 5. 31.까지 ° 피보험자 : F 계약사항 : ◆ 물건

1. 공장 소유자 F 소재지 : 전남 무안군 E, D 기본계약 보험목적물 명세 및 보험가입금액 부호 1 이 사건 건물 중 1층 813.6㎡ : 1억 부호 2 냉동장치 및 포장기계류 일체 : 5천만 원 부호 3 창고칸막이시설 및 냉동창고시설 일체 : 7천만 원 부호 4 닭 등 재료 및 제품 등 재고자산 일체 : 1천만 원 부호 5 집기비품 일체 : 5천만 원 수용처 부호 2, 3, 4, 5호는 부호1 내 분산 수용 지하 1층 - 공가, 지상 2층 - 공가, 지상 1층 작업공장 ◆ 피보험자 : F ◆ 피보험자 직업 : 경영부서 관리자 담보내용 - 화재벌금(5년 만기) : 보험가입금액 2,000만 원

C. On May 31, 2012, the Plaintiff leased the first floor of the instant building to G (hereinafter “G”) with a limited liability company.

G On September 10, 2012, with respect to a limited liability company H (hereinafter “H”) (hereinafter “instant building”), the G entrusted with air conditioners, freezing, heating, and freezing and freezing room installation (hereinafter “instant construction”) on the first underground floor of the instant building.

On September 20, 2012, I, a single-use part of H, as a fire occurred on the first floor of the instant building, and the fire occurred on the outer wall of the instant building and inside the outer wall of the instant building, and thus, it is necessary to repair the said fire. The damage is caused by machinery, facilities, inventory assets, and house fixtures, which are the object of the instant insurance contract, to the total damage.