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(영문) 광주지방법원 2015.11.26 2014가합61076

보험계약무효확인 등

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1. It is confirmed that each insurance contract entered in the separate insurance list concluded between the Plaintiff and the Defendant A is null and void.

2...

Reasons

1. Basic facts

A. On January 7, 2005, the Plaintiff and Defendant A entered into each of the instant insurance contracts into with the insured on January 7, 2005, setting forth the main contract and special agreement to KRW 80 and KRW 38,700 per month of insurance premium, respectively, and set forth in the separate insurance list.

1. The non-distribution Schlage insurance contract was concluded

(hereinafter “instant insurance contract”). 2 The Plaintiff and Defendant B, May 2, 2008, set forth on May 2, 2008, the age of 70 years in the main contract and the age of 80 years in the main contract from the insurance period contract to the age of 171,130 in the month of insurance premium, and set forth in the separate insurance list.

2. Free Trech termination insurance contract was concluded, and on April 1, 2010, the contractor changed from Defendant B to Defendant A.

(hereinafter “instant insurance contract No. 2,” and the total of the instant insurance contracts No. 1 and No. 2, “each of the instant insurance contracts” (hereinafter “instant insurance contracts”).

Defendant B’s hospitalized treatment for 17 days from May 6, 2008 to May 22, 2008, including those for which Defendant B was hospitalized from C Council members due to disguised infection and underfluence, as indicated in Table 1 below, for a total of 1,729 days until January 30, 2015 (2,461 days from May 6, 2008 to January 30, 2015), and the Plaintiff paid 62,419,008 won to Defendant B, and 11,470,283 won to Defendant B, respectively, according to each insurance contract of this case in relation to the above hospitalized treatment of Defendant B.

[Attachment 1] The number of hospitalization days of the date of hospitalization 1, 208.06 Oct. 2, 2008.06 2008.06 2008.02.02, 2008.06.07.02, 2008.08.07.07.07. 14.008.208.14.208.208.208. 15.201.08. 15.208.208. 14.20.08.15.208. 15.208.208. 15.201.208. 15.201. 201. 3.208. 15.201. 201. 3.208. 18. 201. 18. 2018. 31. 15. 20.20. 18. 1.208. 1. 1.20. 18. 1.20