1. Fraud;

A. On August 8, 2018, the criminal defendant against the victim B made a false statement to the victim B, “In the Gyeyang-gu Incheon Gyeyang-gu Incheon Metropolitan City, the Defendant would deliver the medical device to the hospital and make profits to the extent of 40%. When lending money, the Defendant purchased the medical device with the money and supplied it to the hospital, and pay 20% of the profits generated, and the principal would be repaid without the mold.”

However, in fact, the defendant was planned to use the money borrowed from the victim for the repayment of living expenses and personal debts, and there was no intention or ability to repay the principal and interest to the victim because it did not have any property at the time and exceeds KRW 100 million.

Nevertheless, the Defendant, under the same name as the loan money from the victim on the same day on August 9, 2018, 4.4 million won on the same name, around August 14, 2018, KRW 40 million on the same name, around August 21, 2018, KRW 2 million on the same name, around August 30, 2018, KRW 3 million on the same name, around August 30, 2018, KRW 18 million on the same name, around September 5, 2018, KRW 19 million on the same name, around September 7, 2018, and KRW 400,000 on the same name, around September 12, 2018, acquired the money from the Defendant to CD account in the name of the Defendant’s mother.

B. Around December 4, 2018, the Defendant against the victim E concluded that “G” located in Bupyeong-gu Incheon Metropolitan Government F, “G is engaged in the delivery of expendable goods to a hospital. It is necessary to provide money to a new hospital that opens a business. It is necessary to lend money to a hospital that opens a business. On the other hand, the Defendant would pay the principal with interest of 15% more than 10 days after the loan to the hospital. The Defendant would be able to pay the principal with interest of 15% after the loan to the hospital. The delivery to the hospital would result in a considerable profit of the interest and interest.”

However, in fact, the defendant was planned to use the money borrowed from the victim for the repayment of living expenses and personal debts, and there was no intention or ability to repay the principal and interest to the victim because it did not have any property at the time and exceeds KRW 100 million.

Nevertheless, the Defendant.