A. The Plaintiff is an insurer who entered into a contract for user compensation liability insurance with the Plaintiff Company C (hereinafter “Nonindicted Company”) with respect to the “E services” performed by Nonparty Company D (hereinafter “D”) under a contract with the Plaintiff Company from May 10, 2014 to May 10, 2015, setting the insurance period as from May 10, 2014.

B. At around 16:00 on October 7, 2014, the worker F of the non-party company (hereinafter “victim”) up to approximately 3 meters high-level communications line using a bridge to open the Internet in the vicinity of the Gosaeung-gun G community hall located in the above construction site, and then fell down below the following by taking a string line connected to the communications line (the support line to prevent the communications line from being exposed) to go on the communications line in order to go on the communications line. Around October 16:0, 2014, the worker F of the non-party company (hereinafter “victim”) went back to the communications line with his/her hand as he/she did not leave the communications line as he/she did.

(hereinafter “instant accident”). C.

Due to the instant accident, the victim suffered injuries, such as the rupture rupture rupture rupture rupture, electric images, rupture rupture ruptures on the left side of the rupture 1st century, and the rupture rupture rupture

On November 24, 2015, the Plaintiff paid KRW 93,800,000 to the victim as insurance money that compensates for losses equivalent to future treatment expenses, daily income, and consolation money.

[Ground of recognition] The entry of Gap evidence Nos. 1 through 4, testimony of witness F, fact-finding results on the female branch of Korea Labor Welfare Corporation, the purport of the whole pleadings

2. Determination

A. According to the evidence as seen earlier, the communications line operator only connects electric wires for communications with no electric currents to the communications line, despite the fact that the communications line at the site of the instant accident had a high-tension electric current entering the nearby house, the cable at the communications line at the site of the instant accident sets a click light for communications system (electric wires).