The Defendant committed each fraud against the victims during the process of resolving anxietys caused by the infertility with the husband to an excessive “ shopping addiction”.

1. On June 11, 2017, the Defendant committed the victim B’s counterpart fraud, the Defendant made a false statement to the effect that “The victim, who was known in the 4th floor “D” clothing store of the Daegu Jung-gu building C, Daegu-gu, Seoul, with the knowledge of the Madern workplace, “The victim, who was making a loan of the NA credit card, would not be subject to an absolute four damage by paying to the due date.”

However, in fact, the Defendant had already exceeded KRW 200,000,000, which was accumulated in financial institutions at the time. In particular, the Defendant’s monthly repayment obligation due to the use of credit card in the name of the Defendant was equal to KRW 20,000,000, while there was no particular property or income, there was a very bad financial situation to the extent that the Defendant’s payment alone is difficult to properly repay the Defendant’s obligation for the use of credit card in the name of the Defendant. Therefore, even if the Defendant used the Defendant’s credit card for the credit purchase on the part of the Defendant,

Nevertheless, the Defendant, by deceiving the victim as above, received a letter of E- Card (F) under the name of the victim on the same day from the victim, and used the letter of intent equivalent to 3,300,000 won in the above clothing store on the same day, and did not repay the remaining installment amount.

In addition, the Defendant’s list of crimes in attached Form between that time and May 26, 2018.

1. In the same manner as the entries, in lending the victim’s E- Card, G card, H card, I card, J card, K card, and L card in Daegu, M and K used it in purchasing credit from the victim with a total of 111 times, and the sum of KRW 113,123,386 shall not be paid from time to time.