If the defendant fails to pay the above fine, 50,000 won shall be one day.

1. On October 13, 2013, the Defendant: (a) obtained one copy of the e-mail card (E) from our bank, where the victim D was lost in front of the C Pharmacy near Dobong-gu Seoul Metropolitan Government, on the street around October 20, 2013.

The Defendant, without taking necessary procedures such as returning the acquired property to the victim, embezzled the property he/she had on his/her own mind.

2. Fraud;

A. On October 14, 2013, the Defendant: (a) at G convenience stores located in Dobong-gu Seoul Metropolitan Government F on October 14, 2013; (b) at G convenience stores, the Defendant: (c) pretended that the card acquired as stated in paragraph (1) was his/her own card; (d) paid with the said card; and (e) paid with the said card, and (e) was issued by the victim with mads of 5,400 won at the market price

B. On October 14, 2013, at G convenience stores located in Dobong-gu Seoul Metropolitan Government F on October 14, 2014: (a) around 14:42, the Defendant: (b) pretended that the card acquired as stated in paragraph (1) is his/her own card; (c) paid with the said card; and (d) paid with the said card; and (e) was issued by the victim of the Mads Mads amounting to KRW 10,80

3. On October 14, 2013, the Defendant attempted to pay KRW 110,00,000 for the transferred and terminated paper on the card, but the Defendant failed to make a settlement due to the wind that the card acquired to female employees in the first floor of the HA building in Seoul Special Metropolitan City, Nowon-gu, was his own card, at around 19:40 on October 14, 2013.

4. The Defendant for a violation of the Specialized Credit Financial Business Act shall be as follows:

In each date and at each place of the paragraph, the e-mail card lost using the e-mail card acquired as in paragraph (1) was used.

Summary of Evidence

1. Defendant's legal statement;

1. Report on internal investigation (I business operators of foreign exchange stations and telephone communications);

1. Statement of victim of D;

1. Detailed descriptions of transactions;

1. Application of the photographic Acts and subordinate statutes;

1. Relevant Article of the Criminal Act as to the crime, Article 360(1) of the Criminal Act as to the choice of punishment (the point of possession and embezzlement) and each Criminal Act;