On September 17, 2012, the Defendant made a false statement to the victim E at “D” restaurant located in Seongbuk-gu, Seongbuk-gu, Seongbuk-gu, Sung-gu, Seoul, stating that “A house located in the upper house needs to be repaired for a long time. If the Defendant borrowed KRW 30 million, he/she will repair it and pay it at a monthly rate of two months.”

However, even if the victim borrowed money from the victim, he/she was thought to pay his/her own personal debt or use it for gambling, and there was no special income at the time, so he/she did not have the intention or ability to pay the borrowed money.

The Defendant received from the victim the amount of KRW 30 million as the borrowed money.

Accordingly, the defendant was given property by deceiving the victim.

Summary of Evidence

1. Partial statement of the defendant;

1. Legal statement of witness E;

1. Each prosecutor's protocol of examination of the accused;

1. Details of financial transactions and the issuance of checks;

1. The defendant's reply to each financial transaction information [the defendant and his defense counsel borrowed 30 million won as gambling money from the victim and did not have the intention to commit fraud, and the defendant had the intent and ability to repay. However, according to the evidence adopted earlier, the defendant can sufficiently recognize the fact that the defendant borrowed 30 million won from the victim in terms of the cost of repairing the building as stated in the facts charged and did not repay it (the defendant is true that he borrowed 30 million won from the victim and borrowed 30 million won in consideration of the cost of repairing the building (the defendant was not able to lend money to the prosecutor.). It is true that he borrowed money from the complainant, so that he would not be able to say that he would be able to use it as gambling money if he borrowed 30 million won from the complainant.]

) At the time of the borrowing of the Defendant’s economic condition (a part of the borrowed amount was disbursed to the loan interest).

In light of the above, the Defendant borrowed the instant loan.