(However, the "creditor" is deemed to be the "defendant". 2. Judgment by confession (Article 208 (3) 2 of the Civil Procedure Act, the defendant is served with the original payment order, and he does not submit a written reply after being served with the original payment order, and he did not appear on the date for pleading, and therefore, all the plaintiff's allegations were led to confession under Article 150 of the Civil Procedure Act).