A. 1) Facts asserted by the Plaintiff are the insurer running a business, such as non-life insurance, and the Plaintiff concluded an insurance contract with the Defendant on February 17, 2010, listed in the separate sheet (hereinafter “instant insurance contract”).

(2) Major security matters of the instant insurance contract are the insurance guaranteeing the amount of insurance coverage in accordance with the payment rate when an insured person dies or suffers from a disability. In addition to the basic security matters of the injury, death, and disability after the death of the insured, in cases of receiving treatment by being hospitalized in a hospital or a council member due to an injury, the amount of 30,000 won per day of hospitalization, and the amount of disease and hospitalization expenses paid per day of hospitalization in cases of receiving treatment by being hospitalized in a hospital or a council member due to disease.

3) The Defendant, including the conclusion of the instant insurance contract with the Plaintiff from July 9, 2007 to August 17, 2013, concluded eight insurance contracts with seven insurance companies, such as weeks, D, E, F, etc. Furthermore, the instant insurance contract concluded by the Plaintiff and the instant insurance contract with the coverage of ensuring daily injury, disease, hospitalization, daily allowances, etc. among the said insurance contracts, four cases, and three cases among which were made on December 15, 209 (D), February 17, 2010 (the instant insurance), and on February 22, 2010 [State], concluded with the Plaintiff on April 30 (G) and April 28, 209, the Defendant concluded the instant insurance contract with the Plaintiff on April 30 (G) and 2085 (G).

6 Notwithstanding the fact that the defendant is a disease that can be caused only by hospital treatment, he/she repeated unnecessary hospital treatment for 274 days from June 201 to June 2015.