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(영문) 서울동부지방법원 2017.11.15 2015가합3301

채무부존재확인

Text

1. In relation to the accidents described in paragraph 1 of the attached list, the insurance contract described in paragraph 2 of the same list shall govern.

Reasons

1. Basic facts

1. Article 1 (Compensation for Loss) of the Special Terms and Conditions for Extension Security (1) A company shall be bound to compensate for the loss incurred by the injury, if the insured, as set out in the insurance policy, has suffered bodily injury due to a sudden and incidental accident during the insurance period;

Article 4 (Insurance Money for Climate Disability) (2) In case the insured was injured by an accident as prescribed in Article 1 (Compensation for Damages), and the injury was cured, and the company has lost part of the body within one year from the date of the accident as a direct result, or has lost its function permanently as a result of a direct result, and there was a remaining disability for which the payment rate as prescribed in attached Table 1 (Disability Classification) is less than 80%, the company shall pay to the beneficiary an amount calculated by multiplying the insurance amount of this ordinary terms and conditions by the payment rate as prescribed in attached Table 1 (Disability Classification) by the insurance amount of this ordinary terms and conditions stated in the insurance policy (insurance Policy).

10. Article 1 (Compensation for Loss) of the Special Terms and Conditions for Income Compensation Fund Security (1) A company shall be bound to compensate for the loss incurred by the injury, if the insured, as set forth in the insurance policy, has suffered bodily injury due to a sudden and incidental accident during the insurance period.

Article 3 (Income Compensation Funds) ① Not less than 50%: In case the insured was injured by an accident as prescribed in Article 1 (Compensation Damages), and the injury was cured, and the company has lost part of the body within one year from the date of the accident or has permanently lost its function as a direct result, and there is a disability with a payment rate of not less than 50% as prescribed in the attached Table 1 (Disability Classification) of the same Table, the company shall pay 10% of the purchase amount of insurance as prescribed in this Special Clause as income compensation fund every 20 years from the date of the accident.

The defendant on 205.