손해배상(자)
1. The plaintiffs' claims against the defendant are all dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
1. Facts of recognition;
A. On September 12, 2012, the automobile insurance contract was concluded (i.e., the Defendant was changed to each other; hereinafter “the Defendant”) concluded an insurance contract with respect to C C C C C C (hereinafter “the instant accident vehicle”) under the name of the defective name and the Dlim Industry Co., Ltd. (hereinafter “Dlim Industry”).
The provisions of the General Terms and Conditions and Special Terms and Conditions applicable to the instant insurance contract are as follows.
㈎ 보통약관 : 보험계약자 또는 기명피보험자가 보험기간 중에 피보험자동차를 양도한 경우에는 이 보험계약으로 인하여 생긴 보험계약자 및 피보험자의 권리와 의무는 피보험자동차의 양수인에게 승계되지 아니한다.
However, the policyholder shall notify the insurer in writing to the effect that he intends to transfer these rights and obligations to the transferee and request the approval thereof, and if the insurer has approved it, this insurance contract shall apply to the transferee from the time of approval.
㈏ 특별약관 : 위 보통약관의 규정에도 불구하고(단서의 승인이 있는 경우는 제외), 보험증권에 기재된 피보험자동차가 양도된 날로부터 15일째 되는 날의 24시까지의 기간 동안은 그 자동차를 보통약관상 배상책임(대인배상Ⅰ 및 대물배상)의 대상이 되는 피보험자동차로 간주하고, 양수인을 보험계약자 및 기명피보험자로 본다.
B. (i) The instant vehicle was registered in the automobile register on April 11, 2007 as the vehicle for goods owned by Couria Co., Ltd. for the purpose of the sale, export, and maintenance of the automobile, and there was no change of the registered titleholder at the time of the instant insurance contract and the time of the instant traffic accident to be seen later.