However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Any person who intends to engage in credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor, or Special Self-Governing Province Governor, which has jurisdiction over the relevant place of business.

Nevertheless, on August 29, 2017, the Defendant loaned a total of KRW 5,00,000 to D from around 23 times to December 7, 2018, including lending KRW 131,50,000 to a large number of persons, as shown in the list of crimes in the attached list of crimes.

No debt collector of the 2019 Highest 1107 shall engage in any act that seriously undermines privacy or peace in business by repeatedly or at night, without any justifiable reason, by sending words, letters, sound, images, or goods by telephone or by any other means at night to the debtor or his/her related person, in connection with debt collection.

1. The Defendant committed the crime against the victim E at around 09:56, Feb. 6, 2019, in the Defendant’s residence located in the F apartment G of the Haannam-gun, Haan-gun, around around 09:56, the Defendant sent a text message stating that “The victim would only be able to report on the efficiencies of the victim’s mobile phone using his/her cell phone with his/her own cell phone who did not timely repay the interest and principal of the interest and the interest that he/she borrowed from the Defendant, but this year is the same, the president of the HH and borrowed her phone number after finding out the efficiencies of the president of the HH and borrowing the president’s phone number, and then the president is also bound by fraud, and from that time until July 25, 2019, sent a text message to the victim that “The victim would cause fear or fear of privacy by sending it by phone or text message at night over 30 times without good cause.

2. To the injured party J.