2. Grounds for recognition: Confession (Article 208(3)2 of the Civil Procedure Act) and the defendant submitted a preparatory document as of March 3, 2017, but did not dispute the plaintiff's grounds for claim. Meanwhile, the defendant asserted that the defendant cannot respond to the plaintiff's claim since the procedure is in progress after filing an application for credit recovery with the Credit Counseling Board. However, the approval of the application for credit recovery support does not change the contents of the defendant's obligation or terminate the debt itself. Furthermore, the plaintiff's claim is not accepted, and it is deemed that there is a need for the defendant to secure an executive title in preparation for a case where the approval for credit recovery support is revoked or invalidated due to the violation of the conditions