[criminal history] On May 22, 2015, the Defendant was sentenced to a suspended sentence of 8 months of imprisonment for fraud in the Incheon District Court’s Vice-Support on May 22, 2015, and the said judgment became final and conclusive on May 30, 2015.

[Criminal facts]

1. The criminal defendant against the victim B, along with one person C, introduced that he/she wishes to borrow a loan from the street in front of the residence of the victim B located in Hongsung-gun, Hongsung-gun, Hongsung-gun, on December 2013, the defendant may obtain a loan if he/she creates a transaction performance and creates a credit rating, and he/she is entitled to receive a loan on a monthly basis, and the credit card payment shall also be repaid in full.

The phrase “ makes a false statement.”

However, even if the defendant uses a credit card in the name of the victim, he did not have the intent or ability to provide a loan to the victim by settling the payment in full or raising the credit rating of the victim according to the promise.

The Defendant received a credit card from the injured party on the part of the injured party, including the F card, G card, H card, and I card, which was opened in the name of the injured party at around that time, and paid the amount of KRW 2,65,560 with I card from around that time to February 25, 2014, KRW 4.8 million with F card, KRW 4.8 million with H card, KRW 91,208 with H card, KRW 8,450 with J card, KRW 8,46,818 with a loan as a promise, and did not pay the above card amount normally.

Accordingly, the defendant acquired financial benefits by deceiving the victim.

2. Fraud to K of a victim;

A. A. On December 13, 2013, the Defendant introduced the victim who wants to obtain a loan at the Mtel N N heading establishment operated by the Victim K at L at L at L on December 13, 2013 as the lending business entity, and “a credit loan and security loan may be received, need to be prepared, and a loan will be made at the level of KRW 5 million.5 million.

The phrase “ makes a false statement.”

However, even if the defendant receives money from the injured party, it shall be the preparatory cost for the loan.