1. In November 201, 201, the Defendant, at the D branch office located in Nam-gu Incheon Metropolitan City, in order to purchase a rocketing car from the Defendant, an employee of the said branch office, and embezzled 2,6420,000 won in total by being transferred from the victim to the national bank account in the name of the Defendant to the Defendant’s bank account in the name of the Defendant, and then embezzled 2,6420,000 won in total by using the said amount as the price for vehicle supplies, such as an influent loan, which the Defendant paid to another customer as a service, and living expenses, etc.

2. On June 19, 2012, the fraud Defendant stated that “The actual import source of P, not Din’s business, works under the P, the representative of O, and lends buttts on the gambling board, to the son of Gangnam-gu, Gangnam-gu, Incheon. However, the actual import source of P, rather than Din’s business, provided that “The actual import source of P,” borrowed money from the gambling board. If it invests in money to obtain a proposal for defects such as the number of days from P, the number of days will be the number of days and the profits would be paid by receiving interest.”

However, even if the defendant received money from the victim for the purpose of a certain amount of investment, he was thought to use it for the personal debt repayment and living expenses of the defendant, not for the number of days, and there was no intention or ability to pay the agreed profits due to no particular property and income.

As such, it is clear that the Defendant, by deceiving the victim as such, received 4.4 million won from the victim to the national bank account under the name of the Defendant in the name of the same day as the investment money for the same day, and from that to September 8, 2012, the sum of 157.6 million won in the indictment is 157.8 million won in the total of 38 times, as shown in the Schedule of Crimes (Ⅰ) from that to September 8, 2012.

was issued by the Corporation.

3. Forgery of private documents; and