1. Fraud against the victim B;

A. On October 2009, the Defendant made a false statement to the effect that, by telephone, the victim B via telephone from the Defendant’s office located in the Gyeongnam-gun, Chungcheongnam-gun, Gyeongnam-gun, and that, “The establishment of the Korea Veterans Association under the order of the Ministry of Patriots and Veterans Affairs is required to take over the said Corporation, 70 million won is required. At present, the Defendant currently has KRW 50 million and there is a shortage of KRW 20 million and KRW 20 million,000,000 won and the payment of money is to be made immediately upon commencement of the Corporation around March 2010.”

However, the defendant did not have KRW 50 million at the time, and even if he borrowed money from the victim with a total of KRW 30 million without any property, he did not have any intention or ability to pay the money.

On January 8, 2010, the Defendant, as seen above, made a false statement to the victim, and obtained 20 million won from the Ecom Office located in Gangseo-gu Busan Metropolitan Government D on January 8, 2010 and acquired it by deception.

B. On September 8, 2010, the Defendant made a false statement to the effect that “The Defendant would lend money to the victim B because he/she did not have any business expenses” from the mutual influence point in the Gangnam-gu Seoul village.

However, the defendant did not have any intention or ability to repay the debt amounting to KRW 50 million with no property at the time even if he borrowed money from the victim.

As above, the Defendant, as well as the victim’s receipt of KRW 1 million from the victim around that time, obtained a total of KRW 2.4 million from the victim on December 29, 201 and KRW 2.4 million on February 11, 201.

2. On December 17, 2010, the Defendant made a false statement to the victim F, “The Victim F, at the home of the victim F, Nam-gu, Incheon Metropolitan City G Loans AB02, he/she shall pay the victim a sum of KRW 4 million with the village youth association. There is no money. There is no money. It is only four days if he/she borrowed it, he/she will pay a sum of three installments interest.”