In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport has operated the system of the entire house loan for workers who lend the entire house at the interest rate lower than the market interest rate without securing the entire house loan for the purpose of stabilizing the housing of homeless workers.

대출 브로커들은 근로자 주택 전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee and planned to commit the crime by filing a false lease agreement with the lessee to make a false lessee. The false lessee filed an application for the loan of the pre-paid housing with the financial institution for the loan of the pre-paid housing while submitting the documents and the pre-paid contract with the false employment-related agency as above. The false lessor who is to engage in the lease of the house enters the request of the financial institution to verify the existence of the pre-paid housing contract, as if the lessor entered into the request of the financial institution to confirm the existence of the pre-paid housing contract, while performing their respective duties, and then applying for the loan of the pre-paid housing and receiving it

Specifically, the Defendant, as a false lessee, obtained a worker’s deposit money by the above method with a bromoer and a false lessor, and conspired to divide it. Accordingly, as the Defendant entered the “C” company on July 2014, 201, the Defendant was falsely prepared a false certificate of employment, such as a certificate of income tax source collection receipt, a statement of salary, and other related documents, as the Defendant entered the “C” company.