A. On May 14, 2008, Defendant B prepared a certificate of borrowing money with the purport that the Plaintiff will repay the principal by January 14, 2009, the amount of the loan KRW 20 million, interest KRW 2/5 per month, and principal. Defendant C jointly and severally guaranteed the above obligation of Defendant B.

B. In other words, on July 11, 2008, Defendant B prepared a monetary loan certificate stating that the Plaintiff will pay the loan amount of KRW 20 million, interest rate of KRW 25%, and principal by July 11, 2009, and Defendant C jointly and severally guaranteed the above debt of Defendant B.

C. Since then, Defendant B prepared and delivered to the Plaintiff a document stating that the principal shall be KRW 172 million, the principal shall be KRW 100 million, the interest shall be KRW 72 million, and the repayment shall be made by December 3, 200, and the Defendant C signed and sealed the above document as the guarantor.

Since then, Defendant B sent text messages to the Plaintiff to the effect that the Plaintiff would repay the borrowed amount.

[Ground of recognition] Facts without dispute, Gap 1-4, the purport of the whole pleadings

2. The assertion and judgment

A. The gist of the Plaintiff’s assertion is that the Plaintiff, under the introduction and joint guarantee of the Defendant C, lent KRW 25 million to the Defendant B on May 14, 2008, with an agreement on January 14, 2009, the interest rate of KRW 25% per month, and the due date of payment of KRW 20 million on July 11, 2008. In addition, the Plaintiff loaned KRW 100 million to the Defendant B on July 11, 2009, with the interest rate of KRW 25% per month, and the due date of payment as of July 11, 2009. Since Defendant B did not repay the above loan KRW 100 million until December 3, 2009, Defendant C prepared a statement of reimbursement, and Defendant C was jointly and severally liable to pay the Plaintiff a loan of KRW 100 million and KRW 30 million per annum interest rate of KRW 30 million per annum or interest rate of KRW 60 million.

B. The Defendants asserted that Defendant B had become aware of the Plaintiff through the introduction of Defendant C, and the Plaintiff had lent money to Nonparty D and E.