When the defendant does not pay the above fine, 100,000 won.

No person shall borrow or lend an access medium while receiving, demanding or promising to receive, demand or promise any consideration in using or managing the access medium.

Nevertheless, the Defendant, on December 2017, received a text message that provides a loan from a person under the name of a police officer, and then contacted the Kakao Stockholm to provide a loan.

Therefore, because it is not good credit, it is possible to extend credit rating by extending the transaction performance.

If you send the check card, it will be possible to get a loan by accumulating the transaction performance.

“To receive the proposal,” the proposal was accepted.

Therefore, on December 2017, the Defendant sent one head of the physical card connected to the one bank account (number C) under the name of the Defendant using Kwikset service to the above person in the name of the Defendant, and around that time, notified the password to Kwikset to Kwikset.

Accordingly, the Defendant promised to lend the access media in return for the benefit of receiving the loan.

Summary of Evidence

1. Statement by the defendant in court;

1. A protocol concerning the examination of the police officers of the accused;

1. The application of D’s written statements, details of account transactions, and financial transaction replys (A) Acts and subordinate statutes;

1. Relevant law and Articles 49 (4) 2 and 6 (3) 2 (Punishment) of the Electronic Financial Transactions Act concerning the facts constituting a crime;

1. It is so decided as per Disposition for the reasons under Articles 70(1) and 69(2) of the Criminal Act or above.