beta
(영문) 수원지방법원 2016.02.12 2014가단523851

채무부존재확인

Text

1. The Defendant-Counterclaim Plaintiff (Counterclaim Plaintiff) was stopped at the workplace B(D) located in the e-mail around 15:00 on June 13, 2014.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Facts of recognition;

A. On June 1, 2013, the Plaintiff entered into an automobile insurance contract (hereinafter “instant insurance contract”) with F as the insured with respect to the E-vehicle (five tons of email truck; hereinafter “instant vehicle”) as indicated in the attached Form stating that the insurance period will compensate for self-physical accidents, etc. that occurred due to the operation of the instant vehicle during the pertinent period from June 19, 2013 to June 19, 2014, and the main contents thereof are as follows.

(1) Under the instant insurance contract, the term “self-physical accident” refers to “compensation for damage caused by the death or injury of a motor vehicle that occurred while the insured owns, uses, or manages an insured motor vehicle,” and the insurance proceeds are classified as death insurance proceeds, injury insurance proceeds, and subsequent disability insurance proceeds. The insurance amount covered with respect to a self-physical accident is KRW 30 million for the death of a victim per capita, KRW 15 million for the injury, and KRW 30 million for the subsequent disability.

(2) Under the instant insurance contract, the injury insurance amount out of the insurance amount caused by one’s own physical accident is to pay the actual medical expenses within the limit of the insurance amount by class of injury corresponding to the amount of the injury insurance amount indicated in the insurance policy according to the table of the amount of the insurance coverage indicated in the insurance policy according to the “ table of the classification of injury and the amount of the insurance coverage by grade.” Under the insurance policy, the injury insurance amount was to pay the insurance amount by grade of each class of injury corresponding to the amount of the insurance coverage for one’s own physical accident as stated in the insurance policy according to the “ table of the classification

(3) According to the “the table of the amount of insurance coverage” of the criteria for payment of self-physical accidents under the instant insurance contract, if the amount of insurance coverage was caused by KRW 15 million, the injury insurance amount to Grade 4 shall be the injury insurance amount.