A Imprisonment with prison labor for three months and for six months, respectively.

provided that this ruling has become final and conclusive.

Defendant

B used the fact that the financial institution did not directly check the condition of the vehicle at the time of granting a loan to prepare for the purchase price of the freight vehicle and thus, it is possible to obtain a loan higher than the market price of the vehicle. In order to obtain a vehicle loan from Defendant A, Defendant A, who was urgently needed, obtained a vehicle loan through the introduction of Defendant A, and was able to obtain a loan from Defendant A, which was able to obtain a loan more than the amount necessary for the actual purchase of the freight vehicle, and it was able to obtain a monthly payment for about one year after receiving the vehicle loan, and the Defendant A again proposed to obtain a loan by transferring the vehicle

On November 22, 2012, the Defendants conspireded with L, the employee in charge of the L, the victim, at K Hospital L, at the K Hospital L, in Gwangjubuk-gu, Gwangju, and the fact that the Defendants, as seen above, did not notify the said circumstances that they would have been able to lend a vehicle to another person, and without notifying the said circumstances, the Defendants would pay KRW 50 million per day on the condition that the Defendant would pay KRW 1,414,454 per month on the condition that the Defendant would pay KRW 1,414,454 on the condition that the 48-month pension interest rate would have been 15.9%, and the principal and interest shall be equal.” The Defendants received KRW 50 million from the victim as a loan.

Summary of Evidence

1. Defendants’ respective legal statements

1. Legal statement of the witness M;

1. Partial statement of a witness I;

1. Each prosecutor's office protocol against the Defendants (including the cross-examination)

1. According to the copy of the installment financing agreement and the copy of the certificate of transfer, the Defendants did not intend to operate the cargo vehicle by operating it, but rather intended to receive the maximum amount of the secured loan by raising the transfer value, and then dispose of it again, they could receive the secured loan, thereby concealing such fact and deceiving the Defendants to pay a certain amount every month based on their profits.