On May 17, 2018, the Defendant received a proposal that “a loan would be made from an employee under the name of the Bosing Financial Fraud Group (one named “B”) and around that time, the Defendant would be able to obtain a loan by means of C and telephone.” On the same day, the Defendant accepted the proposal that “a loan will be made by entering into an agreement of 30 million won at 7% per month and 7% per month to a person who gives instructions by finding money deposited into the new account and deliver it to the person who gives instructions by paying the money,” and then notified the Defendant of the D account number (DE) in the name of the Defendant to the above B’s agent.

However, on December 22, 2017, the Defendant was aware of the fact that the said “B agent” was an employee of the Bosing Financial Fraud Group, in fact, when the Defendant lent to another Bosing Financial Fraud Group in order to obtain a loan of ec cards linked to the Defendant’s account, and immediately after the transfer of the said account, the said “B agent” was an employee of the Bosing Financial Fraud Group.

Then, on May 25, 2018, employees of the aforementioned Bosing Financial Fraud Group, such as “B agency,” made a false statement to the victim F that “G bank,” by putting off a phone to the victim F, would grant a low interest rate to credit loans to workers when repaying existing loans,” and then deceiving the victim, on May 25, 2018, the victim received KRW 9.6 million from the victim under the name of the defendant’s name (DE) at around 14:41, May 25, 2018, and immediately thereafter made contact to the defendant, “F company,” and “F company, upon making a withdrawal of money from the bank counter, shall deliver the money to its designated person,” and “F company, upon making a deposit from the bank account, shall take the account into account from the Plaintiff to the Plaintiff,” and “F company, in accordance with the direction of Guro-gu Seoul Special Metropolitan City, under the direction of 80 U.S. residents,” and “The Defendant borrowed money from the Plaintiff.”