However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

C abuse of the fact that the loan of real estate at a bank is not subject to strict examination such as requesting appraisal, in the case of a loan below a certain amount when it takes out a loan from the bank as collateral, C intended to purchase the land in Chungcheongnam-si and purchase the land in Chungcheong-si, and prepare a written contract with a lower amount than the actual contract amount upon request from the seller, and endeavor to purchase the land as if it were to purchase the land to purchase the land in order to develop real estate, and, when applying for a loan to the bank as collateral, by submitting the above transaction contract, etc., it was intended to receive the loan from the bank and acquire the value of the relevant land by taking advantage of the above transaction contract, etc. If it is intended to purchase the land in order to purchase the land as if it is intended to purchase the land in order to purchase the land as if it is based on the purchase price fixed at the bank.

Accordingly, the Defendant and C:

1. On May 7, 2012, in submitting a real estate sale contract, the buyer submitted to E, seller, and the seller filed an application for a loan of KRW 50,00,000 as security and received KRW 50,00,000 from the damaged person’s bank account in the name of A to the bank account in the name of the damaged person on May 7, 2012, even though the seller and the seller actually concluded a sales contract for the land of KRW 2,136,00,000 in fact with respect to the land of KRW 2,136,00,000, which was located in the victim’s first credit cooperative office located in 146, in the name of the Haakbuk-si, the seller and around that time.

2. On May 2012, 2012, in the victim’s first credit cooperative office, E, a loan employee at the victim’s first credit cooperative office, submitted a real estate transaction agreement in which the seller actually concluded a sales contract of KRW 250,000,00 with respect to the land of KRW 5,696 square meters prior to I in Chungcheongnam-si, Chungcheongnam-si, Chungcheongnam-si, and the buyer, but the buyer paid KRW 630,000,000.