A Imprisonment of 10 months, each of the defendants B and C shall be punished by a fine of 2,00,000 won.

Defendant

B and C, respectively.

1. Defendant A

(a) No person who violates the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall engage in loan business without registration, or receive interest exceeding the scope prescribed by the Act on Restrictions on Interest;

On January 14, 2016, the Defendant paid KRW 300,000,00 to O, which actually deducted commission of KRW 200,00,000 from the “N Private Teaching Institutes” located in Gyeonggi-si M, and agreed to receive KRW 500,000 after a day, and received KRW 680,000,00 for a period of four weeks as principal and interest, exceeding 25% per annum, which is the highest statutory interest rate, by receiving KRW 680,00 for a period of four weeks, and received interest at KRW 1,651.1% per annum, as shown in the attached crime list 1 re-as of May 28, 2014, from around May 28, 2014 to March 18, 2016, and received a loan exceeding the restricted interest rate while engaging in business without registering with the competent administrative agency over a total of 190 times.

(b) No person who has collected claims in violation of the Fair Debt Collection Practices Act shall commit any act that seriously undermines privacy or peace in business by making words, letters, sound, images, or things, such as telephone, etc. repeatedly or at night, without any justifiable ground, in connection with the collection of claims reach an obligor or any interested person, or by demanding any person, other than a debtor who is not legally obligated to repay obligations, to repay obligations on behalf of the debtor, to arouse fear or apprehension;

Nevertheless, from March 7 to 10, 2016 to March 10, 2016, the Defendant phoneed to P, who is the mother of the obligor O over several times, and “I am? I am? I am? I am? I am? I am? I am? I am? I am? I am? I am? I am? I am? I am you are not responsible for it? I am? “I am ham? I am? I am? I am? I am? I am? I am.? I am.? I do am.? I am. I am.

Humanly, “Before coming home,” and “Before coming home, I can see that I would see that I would see that I would salute with an alley to salute and salute, and that I would salute as I would like to salute as I would do.”