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(영문) 울산지방법원 2014.08.19 2014고정951

대부업등의등록및금융이용자보호에관한법률위반등

Text

Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

1. Any person who intends to engage in credit business or credit brokerage business shall register with the competent Mayor, etc., and if an unregistered credit service provider lends a loan, the interest rate shall not exceed 30 percent per annum;

From September 201 to June 2012, the Defendant, without registering credit business or loan brokerage business, has been running unregistered credit business by making the name cards (tentative name cards) in which the phrase, such as “pre-paid, loan, number of days, etc.,” is printed into the office No. 202 of Ulsan-dong building B, Ulsan-gu, Seoul-do, as an office, and distributing them to C, and by reporting them to C, and allowing loans from customers in need of prompt supply such as small-scale stores, market merchants, etc.

On October 26, 2011, the Defendant received interest exceeding 30% of the statutory interest rate of 16 persons such as lending customers D, etc. over 19 times, as shown in the attached Table of Crimes (1), on condition that 40,000 won shall be repaid each year, including the principal and interest, by making a loan of 2 million won in cash to D customers in need of advance for 65 days, and on condition that 40,000 won shall be repaid every day.

Accordingly, the Defendant received interest exceeding the statutory interest rate from 16 persons, including loan customers D, respectively, and operated unregistered credit business.

2. The person shall not assault, threaten, arrest, or detain a debtor or his related person, or shall not perform debt collection using a deceptive scheme or force against him;

On February 17, 2012, the Defendant was unable to pay the loan interest and principal to the lending customer D at the residence of the lending customer D located in Ulsan-gu, Ulsan-gu, Seoul-do, and on the ground that the Defendant did not pay the loan interest and principal to the lending customer D as specified in paragraph 1.

- the same years of age.

The knife is no longer the knife.

Chewing older persons.

He would not promptly pay any money when he has paid the money. I would like to die this Chewing.

Chewing same

(i) have been appointed from Daegu to Ulsan because of internal origin;

The payment of the money shall be made as soon as possible.

It is only knife with knife.

Chewing deposits as soon as possible.

"C".