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(영문) 부산지방법원 2017.11.08 2017고정1121

대부업등의등록및금융이용자보호에관한법률위반

Text

Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

A person who intends to engage in loan business or loan brokerage business shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business, and the unregistered credit service provider shall not collect interest exceeding the interest rate of 25% per annum if it lends a loan to an individual or small corporation.

Nevertheless, the Defendant and C acted for the Defendant to raise loan funds, and C acted for the Defendant and C to engage in the loan business without registration by receiving interest exceeding self-regulation, without registering the loan business. On February 13, 2015, the Defendant and C extended the loan period (the date of repayment or principal) to E by lending KRW 30 million from the office of loan business for the Defendant and C operation in Busan Metropolitan Government-gu around February 13, 2015, and extended the amount of KRW 730% per annum after deducting KRW 5 million as prior interest, etc., and received interest at KRW 730% per annum from that time to March 13, 2015.

Accordingly, the defendant in collusion with C to run a unregistered loan business, and violated the interest rate limit.

Summary of Evidence

1. Partial statement of the defendant;

1. A protocol concerning the examination of the suspect of the defendant or C by the prosecution;

1. Each prosecutor's statement protocol concerning E, C, and F;

1. Each prosecutor's investigation report (report on the result of execution of a search and seizure warrant, such as on-site confirmation report, attachment of bankbooks, office of loan business, etc., report on the result of execution of a search and seizure warrant, report on the execution of a search and seizure warrant, copy of loan business registration certificate, copy of a receipt of education, copy of loan certificate, copy of loan certificate, copy of loan certificate, etc. - one copy of the loan certificate, one copy of the account tracking warrant execution result - one copy of the account tracking warrant execution result, one copy of the account transaction details of the suspect A Nonghyup account G account of the suspect C,

1. A request for cooperation with an investigation (request for confirmation of the registration of loan business);