However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

The three branches in KGA are insurance agencies operated by the victim E on the first and third floors of Gyeonggi-si, Nowon-gu, Won-gu, and the third floor of Gyeonggi-do, and one of three branches is the 402 agencies of KGA, which can sell the insurance products of school news life in accordance with the contract for brokerage of the life and insurance of the principal. F is an insurance designer who worked at the above three branches from November 4, 2015 to May 30, 2016, and the defendant is an insurance designer who worked at the same Dongyang Life.

At the three points in the KGA, if the insurance designers of the KGA success in the sale of the insurance product for the school life life, the amount equivalent to 900% of the monthly insurance premium has been paid at the same time as the allowance for the insurance designers at the end of each month.

On March 2016, the defendant and the F will receive the allowance of this month, and the insurance premium should be paid to the police officer by telephone on March 2, 2016.

Along with the purport that “A person who will borrow the name of the contract in order to receive allowances, I would like to find out”, and accordingly, the Defendant, at that time, would have the head of the insurance agency, who is operating the (State) G, to enter into an insurance contract in the name of thep. D. There is no damage top. because D’s insurance premium is not paid, and it is good that P’s insurance is guaranteed if a harsh accident occurs.

“At the request of the purport, the above H consented to the use of name.”

The Defendant and F, as above, concluded a life insurance contract for the school life in which each monthly insurance premium is to be paid approximately KRW 2 million for 20 years by lending the H’s name. Insurance premium is paid in half by the Defendant and F for each month, but the insurance premium is paid in half only for one year from the date of the contract, so that the contract can automatically become effective by failing to pay it any longer after paying it. The name of H at the office of the above H located in Gyeyang-gu Incheon Metropolitan City, Gyeyang-gu, around 16th of the same month.