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(영문) 광주지방법원순천지원 2014.09.04 2013가합12113

보험에관한 소송

Text

1. Attached Form concluded between the Plaintiff and the Defendant A;

1. The entry of an insurance contract shall confirm its invalidity;

2. The plaintiff, .

Reasons

1. Basic facts

A. On July 22, 2009, Defendant B, who entered into an insurance contract and caused an insurance accident, was the Defendant B and the insured between the Plaintiff and the insured.

1. The contract of this case contains a special agreement that pays 30,000 won per day of hospitalization where the insured undergoes hospitalized treatment due to an injury or disease during the insurance period;

(2) On June 10, 2010, the contractor and beneficiary of the instant insurance contract changed from Defendant B to Defendant A, who is Defendant B’s infant (hereinafter “instant insurance change contract”).

(3) Defendant B: (a) started from January 19, 2010 to May 22, 2012, 2012, on the ground of the knee-free knee-free certificate; (b) Defendant B was hospitalized in the instant hospital for 25 days, starting from that time.

2. The details of hospitalization in a hospital were knee and knenee and hneo-free symptoms, for a total of 678 days, 37 days, including the details of hospitalization in a hospital;

(4) The Plaintiff paid KRW 3.63 million to Defendant B, and KRW 17.4 million to Defendant A, a total of KRW 2,677,00,00,000 to Defendant A with the insurance proceeds arising from the instant insurance accident. B. The details of the insurance contract with other insurance companies and the insurance proceeds received are as follows.

3. As indicated in the records of the conclusion of the insurance contract, Defendant B entered into 14 insurance contracts with the principal and the insured from October 29, 2001 to August 28, 2009, and Defendant A entered into 15 insurance contracts with the principal, Defendant B and Nonparty C as the insured between October 29, 2001 and March 6, 201.

Among them, one insurance contract that Defendant B entered into as the insured, 12 insurance contracts that Defendant A entered into with the principal and the Defendant B and C as the insured are currently maintained.

2. Defendant B bears the insurance premium of KRW 360,330 per month prior to the conclusion of the instant insurance contract. However, on July 22, 2009, Defendant B additionally concluded three insurance contracts, including the instant insurance contract, and additionally concluded KRW 152,00 per month insurance premium.