2. The costs of lawsuit shall be borne by the Plaintiff.

A. On September 30, 2002, the Plaintiff and the Defendant entered into an non-dividend ice mining insurance contract with the Plaintiff as the insured.

(hereinafter “instant insurance contract”). Of the terms and conditions of the instant insurance contract, matters relating to claims for the payment of insurance proceeds are as follows:

Article 10 [Types and Grounds for Payment of Insurance Money] If the insured becomes a state of disability of Grades II through VI (hereinafter referred to as " disability") in the attached Table 3 due to a disaster (hereinafter referred to as "disaster") prescribed by the Disaster Classification Table (See attached Table 2) during the insurance period period of this Special Agreement, the Company may pay the benefits agreed to the beneficiary (hereinafter referred to as "beneficiary") (see attached Table 1).

(Attached Table 1) - Standards for the payment of insurance proceeds - Amount of KRW 210 million - Class 6: 10%, 23,940,00 won (attached Table 2) means any accident resulting from an contingent external accident (Provided, That where a person who has a disease or physical disorder suffers from a minor external factor or has aggravated its symptoms, the minor external factor shall not be deemed an contingent external accident), which is referred to in the following classification:

(Attachment 3) Grade 6: 14. Horizontal escape card of the Gyeongdo on March 19, 19.

(c) Horizontal signboards escape certificate of the latitude: In a case where there are self-proof symptoms, such as a reduction or more angle, the crypology, and the radiation shield, and where there are training dogs by a public prosecutor on duty;

B. On December 4, 2013, the Plaintiff was given a prescription with her left her butt her butt her, and the left side herbbbbbs, etc. on December 14, 2013. On December 14, 2013, the Plaintiff was hospitalized on January 2, 2014, and was hospitalized on January 3, 2014, for the following reasons: D Hospital in Songpa-gu, Seoul, due to symptoms such as herbbsings, herbsings, herbsings, etc.; and was hospitalized on January 4-5, 2014.

C. On December 3, 2013, the Plaintiff made a product at around 14:00 with the term of “insurance.”